50/30/20 Budget Calculator — free online

You get paid, and somehow the money is gone before you've worked out where it went. A simple rule helps: spend half on what you need, a bit on what you want, and put the rest aside. We added a free tool that does the math for you — 50/30/20 Budget Calculator — right in your browser.

What it does

You type in how much you take home, and it splits your paycheck into three parts: needs, wants and savings. You can see at a glance how much belongs in each group, so you know what you're working with before the month starts.

Nothing leaves your device

It all runs in your browser. Your income and your numbers stay on your screen — nothing is uploaded, nothing is saved anywhere. When you close the tab, it's gone.

How to use it

  1. Open 50/30/20 Budget Calculator.
  2. Enter the amount you take home each month.
  3. Read your three numbers — needs, wants and savings — and use them as your plan.

It's free with no limit. There are more small tools on the Apps page.

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