Loan Agreement Generator

Fill in the key details and get a complete personal or business loan agreement covering all standard clauses — parties, repayment terms, default, and collateral.

Parties

Lender full name

Lender address

Borrower full name

Borrower address

Agreement date

Loan Terms

Principal amount (USD)

Annual interest rate (%)

Repayment type

Loan term

Late payment fee (USD, optional)

Grace period (days)

Collateral & Jurisdiction

Collateral description (optional)

Governing state / jurisdiction

Runs entirely in your browser. Nothing is uploaded or stored.

How it works

STEP 1

Enter party details

Provide the lender and borrower names, addresses, and the agreement date.

STEP 2

Set loan terms

Enter the principal amount, interest rate, repayment schedule, collateral (if any), and governing state.

STEP 3

Generate and download

Click Generate to produce the full agreement text, then copy it or save it as a .txt file.