Emergency fund calculator

Enter your monthly essential expenses and the months of coverage you want to see how big your emergency fund should be, what is still to save and how many months your current savings already cover. Nothing is uploaded.

Monthly essential expenses

Months of coverage wanted

Current savings

Currency symbol

—Emergency fund target

—Still to save

—Months covered now

Everything runs in your browser. No upload, no sign-up.

How it works

STEP 1

Enter your costs

Type your monthly essential expenses — rent, food, bills and the basics.

STEP 2

Pick your buffer

Choose how many months of coverage you want. Three to six is common.

STEP 3

See your target

Get your fund target, what is still to save and how many months you are covered now.