Early payment discount calculator

Enter an invoice amount and your cash discount terms — like 2/10 Net 30 — to see what you pay if you pay early, how much you save, and the effective annual rate of the discount. Nothing is uploaded.

Invoice amount

Common terms

Discount (%)

Discount period (days)

Net period (days)

Currency symbol

—Amount if paid early

—You save

—Effective annual rate

The effective annual rate is what the discount is worth per year. If it beats your cost of borrowing, paying early usually pays off. This is an estimate, not financial advice.

Everything runs in your browser. No upload, no sign-up.

How it works

STEP 1

Enter the invoice

Type the invoice amount and pick a currency symbol.

STEP 2

Set the terms

Use the discount %, discount days and net days — or tap a preset like 2/10 Net 30.

STEP 3

See the value

The early-pay amount, your saving and the effective annual rate update instantly. All private.